Through my work as a therapist, there are a significant number of women who cannot even afford a Market Place Plan copay or may be caught between the barrier of Medicaid vs Medicare which will not cover the fee for service, leaving them underinsured. NAMI (2022) suggests 1 in 4 people cannot get mental health treatment due to cost. Likewise, the National Council on Mental-Wellbeing (2022) posits that 42% of U.S. adults who needed care in the previous 12 months did not get it because of costs and other barriers.
To reduce financial barriers to care, Covered Girl Incorporated provides structured, licensed outpatient mental health therapy to women in need. Each participant receives six sessions at no cost.
The Covered Girl Collaborative functions as a structured access-to-care model, ensuring that women who identify emotional or mental health needs, whether through community outreach, referral partnerships, or the Covered Girl Conference—have continued access to professional therapeutic support throughout the year. By bridging the gap between awareness and access, the program strengthens individual stability, family functioning, and overall community well-being.
The Covered Girl Collaborative is designed for women who:
Applicants must also be able to commit to attending scheduled sessions if selected.
Women selected for the program will receive:
Participants may apply again after six months if financial hardship continues and funding remains available.
Complete the online application form to tell us a little about yourself and your needs.
Selected applicants may be contacted for a brief screening call to confirm eligibility and discuss availability.
Approved participants will be matched with a licensed therapist from the Covered Girl Collaborative network.
Once matched, the therapist will schedule sessions directly with the participant.
The Covered Girl Collaborative provides short-term outpatient therapy support.
This program is not intended for individuals experiencing a mental health emergency or those requiring a higher level of care. If additional services are needed, participants may be referred to appropriate community resources.
Applications are reviewed based on financial need, program availability, and clinical appropriateness.
Please note: Submission of an application does not guarantee acceptance into the program. Spaces are limited and participants are selected based on eligibility and available funding.
